Liability Insurance for Canadians
CANADA – Access to Insurance for Massage, Yoga, Pilates, Tai Chi, Qigong and Personal Training – individuals and studios
NAMASTA members in Canada (excluding those residing in the Maritimes, NWT, Nunavit and Quebec) can access a specialized liability insurance program for many areas of complementary health care – all under one policy.
Some of the major modalities included on this liability insurance policy are:
- Ageless Grace®
- Cranial Sacral Therapy
- Deep Tissue
- Energy Work
- Healing Touch
- Hot Stone Massage
- Indian Head Massage
- Lomi Lomi Massage
- Muscle Therapy (Muscle Activation Techniques – MAT™)
- Osteopathic Manual Practice**
- Personal Training / Fitness Training***
- Polarity Therapy
- Sage Lymph Care Method
- Sound Therapy
- Tai Chi
- Thai Yoga Massage
- Therapeutic Touch
- Touch for Health
* For other modalities not listed here, further information is required for review and approval.
** Coverage for Acupressure, Kinesiology, Meditation, Nia,
Osteopathy (Manual Practice only), Shiatsu, and Zumba requires an extra premium.
*** Restrictions and possible extra premium for Fitness Training and Personal Training. Contact us for more details.
^ Includes group Mat Pilates and Reformer
The policy liability limits are:
(as of October 1, 2021)
- Professional/Malpractice liability: CAD $5 million.
- General liability limit: CAD $5 million.
- Privacy and Security Breach Expense: CAD $25,000.
- Sexual Abuse Expense: CAD $50,000.
The sexual abuse extension is on a reimbursement basis, in the event of a successful defence against allegations of sexual abuse made by a client/patient.
- Tenants legal liability: CAD $500,000.
- Studio / Office Contents coverage: CAD $25,000 for property at premises.
Includes damage from fire, water, hail, wind, lightning, theft, vandalism and accidental damages. Exclusions: earthquake, flood, sewer backup. (Higher property value coverage and additional coverage for earthquake, flood and sewer backup are available separately, if needed.)
The annual premium for the policy is CAD $230 (add provincial tax in SK, MB and ON). Note: the premium is pro-rated depending on the month of the year when applying for coverage. Please contact us for more details. This is an occurrence based policy.
Coverage for online teaching may be included for an additional $50 annual premium.
Note: There are exclusions on this policy for Communicable Disease and Cyber Loss and Data.
This policy is available exclusively for NAMASTA members who have certification(s). If you are wishing to apply for this policy, please contact us so that your eligibility for coverage may be first confirmed with the insurer.
Also check the full Canadian NAMASTA Member Benefits.
Call us at 1-877-626-2782 for more details or e-mail us at email@example.com
If you absolutely need your NAMASTA membership and policy activated instantly, please call us toll-free at 1-877-NAMASTA (1-877-626-2782). We will register your membership immediately and help you fast-track your application with the insurer.