Liability Insurance for Canadians
CANADA – Access to Insurance for Massage, Yoga, Pilates, Tai Chi, Qigong and Personal Training – individuals and studios
NAMASTA members in Canada (excluding those residing in Newfoundland, NWT, PEI and Quebec) can access a specialized liability insurance program for many areas of complementary health care – all under one policy.
Some of the major modalities included on this liability insurance policy are:
- Ageless Grace®
- Colour Therapy
- Cranial Sacral Therapy
- Crystal Healing
- Deep Tissue
- Emotional Freedom Techniques (EFT)
- Energy Work
- GYROKINESIS®, GYROTONIC®
- Healing Touch
- Hot Stone Massage
- Indian Head Massage
- Life / Health Coaching
- Lomi Lomi Massage
- Muscle Therapy (Muscle Activation Techniques – MAT™)
- Nutritional Consulting
- Personal Training / Fitness Training***
- Polarity Therapy
- Qigong / Medical Qigong
- Sage Lymph Care Method
- Sound Therapy
- Tai Chi
- Thai Yoga Massage
- Therapeutic Touch
- Touch for Health
- Hot Stone Massage
* For esthetics and for other modalities not listed here, further information is required for review and approval.
** Coverage for shiatsu, kinesiology and osteopathy requires an extra premium.
*** Restrictions on coverage for fitness training. Personal training requires extra premium. Contact us for more details.
The policy liability limits are:
(New, expanded coverage as of October 1, 2016)
- Professional/Malpractice liability: CAD $5 million
- General liability limit: CAD $5 million
- Legal Expense for abuse: CAD $25,000
- Tenants legal liability: CAD $500,000
- Studio / Office Contents coverage: up to CAD $10,000 for property at premises
Includes damage from fire, water, hail, wind, lightning, theft, vandalism and accidental damages. Exclusions: earthquake, flood, sewer backup. (Higher property value coverage and additional coverage for earthquake, flood and sewer backup is available separately, if needed.)
The annual premium for the policy is CAD $200, plus a CAD $25 policy fee (add provincial tax in Manitoba and Ontario). This is an occurrence based policy.
(Studio policies in Canada may be obtained separately. Please contact us for more details.)
This policy is available exclusively for NAMASTA members who have certification(s). If you are not yet a member, once you have joined, you will be able to enroll in the insurance program.
Also check the full Canadian NAMASTA Member Benefits.
Call us at 1-877-626-2782 for more details or e-mail us at email@example.com
If you absolutely need your NAMASTA membership and policy activated instantly, please call us toll-free at 1-877-NAMASTA (1-877-626-2782). We will register your membership immediately and help you fast-track your application with the insurer.